Author Archives: nguyendanh

In a world where financial goals often clash with rising temptations to spend more, understanding how to avoid lifestyle inflation has become essential. Lifestyle inflation, also known as lifestyle creep, occurs when your spending increases with your income. While it may seem natural to upgrade your lifestyle as your paycheck grows, this pattern can silently […]

Developing strong habits around money is one of the cornerstones of long-term financial stability. Many people struggle not because of low income, but due to a lack of control over spending and saving patterns. This comprehensive guide will walk through how to build financial discipline step by step, emphasizing mindset shifts, structured actions, and smart […]

Understanding the 70/20/10 Rule begins with recognizing its foundation as a proven strategy for effective financial management and personal development. The concept distributes your resources into three simple categories. Seventy percent is allocated to daily living expenses, twenty percent is directed toward savings or financial goals, and the remaining ten percent is reserved for giving, […]

Improving your financial situation is not a mystery. It is not something reserved for experts, investors, or people with high incomes. The truth is, anyone can do it. In this article, we will break down exactly how I fixed my finances in 90 days, using practical tools and consistent strategies. This guide includes budgeting, expense […]

Selling on Amazon: Beginner Tips can change the way you approach eCommerce and online business. Amazon remains one of the largest online marketplaces in the world. With millions of buyers searching daily, it offers a powerful platform for anyone to begin generating online income. However, starting can feel overwhelming without the right roadmap. This guide […]

Many dream of quitting the 9-to-5 grind and becoming their own boss. The appeal is clear: freedom, flexibility, and financial control. However, the truth about being your own boss is more complex than the surface-level allure. This comprehensive guide uncovers the realities, challenges, responsibilities, and hidden opportunities of self-employment. Whether you’re considering freelancing, launching a […]

In today’s hyper-connected world, the idea of financial freedom often gets mistaken for being rich. However, you don’t need to be rich to be financially free. The reality is much more attainable, structured around informed decisions, disciplined habits, and strategic use of resources. While the headlines scream about millionaire crypto traders and lavish lifestyles, genuine […]

In today’s consumer-driven world, many people are caught in the cycle of spending, acquiring, and accumulating. But there’s a quiet shift happening for those who choose a path of intention over impulse. Minimalism changed how I view money by altering the way I prioritize financial decisions, consumption habits, and long-term value. It reframed my understanding […]

How I Changed My Relationship with Money began with awareness. Money is not only a tool for transactions but a reflection of values, habits, and mindset. Every decision we make around spending, saving, or investing reveals a deeper belief system. Many people struggle financially not because of lack of income, but due to poor financial […]